Quick Loan Application

"*" indicates required fields

Mortgage Information

Full LEGAL name (no nicknames)
LEGAL name
i.e. Jr., Sr.
Communication is KEY when applying for a home loan. We want to be sure you receive our messages.
For Refinances Only
When entering your loan amount please include comma(s). Example: 100,000 (Minimum Loan Amount of $100,000)

Property Information

Borrower Information

Current Physical Street Address*
In dollars
# of years and months
Mailing Address if different from street address (i.e. PO Box)
Complete if different from residential address.
If residing at present address for less than two years, please input your previous address information below.
Previous Address
# of years and months
a valid email address
MM slash DD slash YYYY
mm/dd/year
Number of children.
We may need to reach out to verify employment. Please input phone number for verification.
Years and Months
MM slash DD slash YYYY
Input gross income received on a monthly basis, before taxes are deducted.
If at current employment for less than 2 years, please complete information for previous employment directly below as we must show 2 years of employment history. Thank you!
We may need to reach out to verify employment. Please input phone number for verification.
Years and Months
MM slash DD slash YYYY
MM slash DD slash YYYY
Input gross income received on a monthly basis, before taxes are deducted.
Any additional income?
Indicate the source of this income, i.e. Social Security, rental income, second job, etc.
Please indicate if you have had any charge-offs, collections, or late payments on any of your loans or credit cards, other than medical. This does not disqualify from getting a loan. It allows us to ask the right questions.
Please indicate if you have any monthly child support and/or spousal support obligations. Indicate the monthly amount and whether or not you are up to date on these payments or if there is a possible lien against you. This does not disqualify from getting a loan. It allows us to ask the right questions and use the right numbers to qualify you.
Yes or No
If you intend for this loan application to be joint with another person, whether spouse, significant other, or family member, please complete all fields of the below Co-Borrower Information. If this section is left blank we will pre-qualify only the Borrower for the loan. Thank you!

Co-Borrower Information

Full LEGAL Name (no nicknames)
LEGAL name
i.e. Jr., Sr.
Current Physical Street Address
# of years and months
Mailing Address If different from street address (i.e. PO Box)
If residing at present address for less than two years, please input your previous address information below.
Previous Address
# of years and months
a valid email address - must not be the same as primary borrower
MM slash DD slash YYYY
mm/dd/year
We may need to reach out to verify employment. Please input phone number for verification.
Years and Months
MM slash DD slash YYYY
Input gross income received on a monthly basis, before taxes are deducted.
If at current employment for less than 2 years, please complete information for previous employment directly below as we must show 2 years of employment history. Thank you!
We may need to reach out to verify employment. Please input phone number for verification.
Years and Months
MM slash DD slash YYYY
MM slash DD slash YYYY
Input gross income received on a monthly basis, before taxes are deducted.
Any additional income?
Indicate the source of this income, i.e. Social Security, rental income, second job, etc.
Please indicate if you have had any charge-offs, collections, or late payments on any of your loans or credit cards, other than medical. This does not disqualify from getting a loan. It allows us to ask the right questions.
Please indicate if you have any monthly child support and/or spousal support obligations. Indicate the monthly amount and whether or not you are up to date on these payments or if there is a possible lien against you. This does not disqualify from getting a loan. It allows us to ask the right questions and use the right numbers to qualify you.
We want to make sure you are assigned to the Mortgage Planner of your choice. Please complete the following questions so we can assure that your application reaches the correct individual. Thank you!
Select your Mortgage Loan Originator
Please Choose from Dropdown
We appreciate referrals. If someone you know referred you to our office, please let us know! We'd love to thank them personally. Please complete fields below! Thank you!
I agree to the Island Home Loans, Inc. Terms and Conditions, Privacy Policy, Disclosure and Credit Authorization agreements and credit report authorization. I authorize by my Electronic Signature below, for Island Home Loans, Inc. to obtain a credit report. I also understand and consent that my Social Security Number may be used to digitally verify income/employment/assets.
I agree
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