Conventional Loan Highlights
Conventional Loans
- Minimum of 3-5% down-payment required from first-time homebuyer
- Owner-occupied, Second Home (10-15% down payment), and Investment Properties ( 15-20% down payment)
- Lava Zone 2 and above (Lava Zone 2 Properties: Current owner must have insurance that covers lava activity)
- 620 minimum credit score