FHA Loan Program

FHA Loans

  • Requires 3.5% minimum down-payment which can be gifted from family or funds from your bank account
  • Lava Zone 3 and above
  • Lenient credit requirements but no current and/or previous government loan delinquencies or collections allowed


FHA 203(h) loans for Lava Flow or other Disasters

  • Primary residences only
  • Only purchases are eligible
  • Both owners & renters of affected properties are eligible
  • Proof that previous residence has been destroyed or severely damaged
  • Up to 100% financing
  • Seller credits are allowed up to 6%
  • Derogatory credit may be acceptable

Any Questions About FHA Loans or FHA 203(h) loans for Lava Flow or other Disasters? We’re available to help!