- Borrower must be an eligible veteran – Must get Certificate of Eligibility from the VA with a DD-214 showing Honorable Discharge
- 620 minimum credit score but recent delinquencies, bankruptcy, foreclosure, collections, judgments, and/or tax liens can disqualify borrow from the loan
- Any delinquencies and/or collections on current or previous government loans would disqualify borrower
- Owner-occupied residences ONLY.
- Lava zones 2 and above (Lava Zone 2: Must be able to obtain property insurance that covers lava flow and eruption)
- Water Catchment Systems allowed with water quality test