Loan Programs

Conventional Loan Highlights

Conventional Loan Program

Conventional Loans

  • Minimum of 3-5% down-payment required from first-time homebuyer
  • Owner-occupied, Second Home (10-15% down payment), and Investment Properties ( 15-20% down payment)
  • Lava Zone 2 and above (Lava Zone 2 Properties: Current owner must have insurance that covers lava activity)
  • 620 minimum credit score