The 123’s of Preparing to Buy Your First Home: Part 4- Credit Scores

Most lenders that we work with currently have a minimum credit score requirement of 620.  Lenders use the lowest “middle score” of all borrowers applying for the loan.


If you’re dragging around bad credit scores, you’ll pay more for car loans, credit cards and especially mortgages. Maybe your credit is OK, but you’d like to make it better. After all, the better your credit is, the lower the interest rates you can get on car loans and credit cards. And these days, having […]