Lenders need to see two year job history in the same line of work. Good news if you went to school for your field, this may factor into your job history with supporting documentation (transcripts, diploma, etc.) Gaps in employment over the past 24 months will need to be explained and second jobs are often not factored […]
Most lenders that we work with currently have a minimum credit score requirement of 620. Lenders use the lowest “middle score” of all borrowers applying for the loan.